PART 5  |  Making the move

A buyer’s due-diligence plan

1. Set a realistic all-in budget, including property transfer tax, legal fees, inspections, moving and immediate maintenance.
2. Visit on weekdays, rainy days and busy weekends; test access and parking.
3. Confirm official lot boundaries, road access and legal use through municipal records and title documents.
4. Have the building inspector focus on moisture, roofing, drainage, foundations, decks and retaining structures.
5. Engage geotechnical, arborist, septic, marine or other specialists where relevant.
6. Request written quotes for insurance, financing and any intended improvements before removing conditions.
7. Confirm school catchment and transit service for the exact address.

Special checklist for Indian Arm and remote waterfront

• Legal and practical access in all seasons; docking rights and safe landing.
• Potable water source, treatment and testing; sewer or septic status.
• Power availability, generator/solar needs, internet and communications.
• Building permits and shoreline approvals; foreshore tenure where applicable.
• Wildfire exposure, evacuation plans, emergency medical response.
• Marine transport and deliveries for construction, trades and moving.
• Financing and property insurance acceptable for the intended use.

Buying in BC: what newcomers should understand

British Columbia purchases involve a purchase agreement, deposit, subject-removal process, conveyancing and closing arrangements. Property Transfer Tax, applicable exemptions, the BC home flipping tax, federal restrictions and other rules can change and depend on buyer circumstances. Obtain current advice from a BC lawyer/notary and tax adviser before committing. For strata property, read minutes, depreciation reports, financial statements and bylaws carefully.